fianance
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Beyond the QR Code: Understanding the Financial Impact of UPI’s New MDR Framework
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By Sayli Gadakh
Bharath walks into a shop to buy a mobile phone worth ₹50,000. He scans the UPI QR code, enters the amount and within seconds, the payment is done. There is no cash, no card and no extra charge visible to...
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From Balance Sheets to Nation-Building
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By Sayli Gadakh
The balance sheet of a government belongs, in a broader sense, to the citizens.
In India’s rapidly evolving economic landscape, the role of a Chartered Accountant is no longer confined to balance sheets, audits and taxation. Increasingly, the profession is...
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An Informed Vote Begins With Financial Literacy
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By Sayli Gadakh
When you cast your vote, you choose more than a political leader—you choose who will be entrusted with managing public money.
Bharat, a 28-year-old software engineer, walked into a polling booth to cast his vote with confidence. He followed political...
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What a Company's Balance Sheet Doesn't Tell You
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By Sayli Gadakh
The strongest-looking balance sheets can sometimes conceal the greatest risks.
AI generated image
Imagine a person named Bharath who wants to buy a house. He visits a bank and tells the bank that he earns Rs 1 lakh per month...
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