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By:

Dr. Abhilash Dawre

19 March 2025 at 5:18:41 pm

Woman held for allegedly killing daughter

She was reportedly upset over her love relationship with a man from other caste Ulhasnagar: In a shocking incident that has sent shockwaves across Ulhasnagar, a mother allegedly strangled her 19-year-old daughter to death after opposing her relationship with a young man from another caste. According to the police, the accused, identified as Asha Garad, allegedly killed her daughter Amruta Garad in a fit of rage when the latter was preparing to leave home with the man she was in a relationship...

Woman held for allegedly killing daughter

She was reportedly upset over her love relationship with a man from other caste Ulhasnagar: In a shocking incident that has sent shockwaves across Ulhasnagar, a mother allegedly strangled her 19-year-old daughter to death after opposing her relationship with a young man from another caste. According to the police, the accused, identified as Asha Garad, allegedly killed her daughter Amruta Garad in a fit of rage when the latter was preparing to leave home with the man she was in a relationship with. The accused has been arrested by Ulhasnagar Police Station No. 1, and further investigation is underway. According to the police, the incident took place at Bhaiyyasaheb Ambedkar Nagar in Ulhasnagar Camp No. 1, where Amruta Garad lived with her family. She was reportedly in a relationship with a young man from another caste who resided in the same neighbourhood. Her mother strongly opposed the relationship and had repeatedly tried to convince her to end it. However, Amruta remained firm in her decision. Police said that at around 1:30 am on Sunday night, a heated argument broke out between the mother and daughter while Amruta's father and two brothers were asleep in the house. Following the argument, Amruta was allegedly preparing to leave home with the young man. At that moment, Asha Garad allegedly used a scarf to strangle her daughter, resulting in her death on the spot. After the incident, Amruta's father approached Ulhasnagar Police Station No. 1 and informed the police about the incident. Police immediately reached the spot, conducted a panchnama, and sent the body to the Central Hospital, Ulhasnagar, for post-mortem examination. Based on the preliminary investigation, police registered a case against Asha Garad and arrested her. The incident, in which a mother allegedly killed her own daughter, has created widespread shock in the Ulhasnagar area. Further investigation is being carried out by officers of Ulhasnagar Police Station No. 1. While speaking to ‘The Perfect Voice’, Deputy Commissioner of Police Sachin Gore said that the 19-year-old woman's mother was opposed to her love marriage. Following an argument, the mother allegedly killed her daughter in a fit of rage. A case has been registered at Ulhasnagar Police Station No. 1, the accused woman has been arrested, and further investigation is in progress.

GRPD Formula for Stock Selection

Updated: Jan 2, 2025

Stock Selection

Earning profits from stocks isn't a game of chance; it’s a tactical endeavor where insight and information serve as your most valuable tools. Historically, equities have emerged as the top asset class, and they are poised to continue outperforming in the future. However, achieving success in the stock market is not easy. Since the lows experienced during Covid, the Indian Stock Market has delivered impressive returns, yet numerous stocks have not fared as well, with some even leading to significant losses over time. Consequently, the question of "What to buy?" becomes the most crucial aspect of equity investing. Let's explore the GRPD Strategy, which can guide us in stock selection.


Growth

We invest in equities to enhance our capital. For this to occur, a company must exhibit growth in both sales and net profits. It is often said that "history tends to repeat itself," implying that companies with a track record of growth are more likely to expand their profits in the future. Thus, we should focus on companies that have achieved a 12% annual growth in sales and net profits over the past decade. Therefore, a 12% CAGR in sales and net profit serves as our primary criterion for stock selection, with consistency in growth being equally vital.


Return on Equity

Return on equity (ROE) is a metric that offers investors insight into how effectively a company is utilizing the capital contributed by shareholders. In essence, ROE evaluates a company’s profitability in relation to shareholder equity. Investors should consider only those stocks that exhibit a 5-year average ROE exceeding 12%.


Price to Earnings Ratio

The price-to-earnings (P/E) ratio assesses a company's share price in relation to its earnings per share (EPS). The P/E ratio aids in determining whether a stock is undervalued or overvalued. Presently, the post-tax return on Government Bonds is around 5%. Thus, we can deduce that a P/E multiple of 20 (100/5) is reasonable. We should seek stocks with a P/E multiple below 20. It’s crucial to verify the P/E ratio only after confirming compliance with the first two criteria.


Debt to Equity

The debt-to-equity (D/E) ratio compares a company’s total liabilities against its shareholder equity, allowing for an assessment of its dependence on debt. A higher D/E ratio indicates greater risk. Many stocks that have resulted in investor losses had high Debt to Equity ratios. Therefore, we should avoid stocks with a Debt to Equity ratio greater than one.

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