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  • UPI payment
UPI payment

Beyond the QR Code: Understanding the Financial Impact of UPI’s New MDR Framework

Published On
By Sayli Gadakh
Bharath walks into a shop to buy a mobile phone worth ₹50,000. He scans the UPI QR code, enters the amount and within seconds, the payment is done. There is no cash, no card and no extra charge visible to...
Business 
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Beyond the QR Code: Understanding the Financial Impact of UPI’s New MDR Framework

The Ghost in the Machine: When Algorithmic Convenience Erodes Institutional Trust

Published On
By Rajiv Shah
As digital finance becomes indispensable, algorithmic convenience must not come at the cost of institutional accountability. AI generated image Last week, the National Payments Corporation of India announced a significant change to India’s Unified Payments Interface. From October 15, eligible...
Technology 
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The Ghost in the Machine: When Algorithmic Convenience Erodes Institutional Trust

Hidden Economics

Published On
By Correspondent
The reassuring part of the new Unified Payments Interface (UPI) framework is that customers will apparently not be charged for using UPI. The more interesting part is who, then, pays for keeping one of the world’s most widely used digital-payment...
Editorial 
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Hidden Economics