Kaustubh Kale

Buying a house is one of the biggest financial decisions in a person’s life. It is emotional, aspirational, and deeply personal. But it must also be financially sensible. A home is not something you buy on impulse or because everyone else is doing it. It is a long-term commitment that affects your lifestyle, liquidity, and future goals. So how do you decide when the time is right? The first question to ask yourself is simple: Am I going to live in this city for the long term? If your career...

Peter Lynch, one of the greatest fund managers in history, gave investors a timeless reminder: “Behind every stock is a company. Find out what it’s doing.” This simple line captures the entire philosophy of sensible investing. Today, when stock prices change every second and social media glorifies quick trading profits, many investors forget the basic truth that a stock is not just a ticker symbol on a screen. It is a real business. When you buy a share, you are buying a slice of that...

As wedding season returns, many of us attend functions and realise how expensive a modern wedding has become. A wedding is not only an emotional milestone but also a major financial milestone for any family. If you have children or plan to have children, preparing for their future wedding expenses should be treated as an important financial goal. Among the major financial goals that families typically plan for, such as buying a home, purchasing a car, taking vacations, funding children’s...