Kaustubh Kale

For many families, a home loan is the biggest financial commitment of their lives. So, it is natural to think that the faster you repay it, the better it is. After all, becoming debt-free sounds emotionally satisfying and financially responsible. But personal finance is not only about emotions. It is also about opportunity cost. Cheap Money A home loan is usually among the cheapest forms of borrowing available to an individual. In many cases, especially for younger borrowers with longer...

As Akshay Tritiya arrives, gold once again takes centre stage in Indian households. For generations, buying gold on this auspicious day has been considered a symbol of prosperity, purity, and good fortune. It is not just a purchase. It is an emotion, a blessing, and a tradition passed from one generation to another. But beyond tradition, gold also carries an important financial lesson. Gold is not just jewellery. It is an asset. Gold During Uncertain Times Over the years, gold has proved its...

While I definitely love my work, April always makes me nostalgic about a concept we all loved as children - summer vacations. Summer vacations meant freedom. They meant slower mornings, afternoon naps, mangoes, learning a hobby, family trips, cricket with friends, and the simple joy of not having to look at the clock every hour. It was a time filled with excitement, relaxation, and the feeling that life could be enjoyed at your own pace. As adults, however, that feeling becomes rare. We wait...