Sagari Gupta

While better digital evidence can strengthen recovery, Indian lenders still face the deeper costs of slow adjudication and enforcement. AI generated image India has become remarkably adept at moving money, but far less efficient at dealing with what happens when a financial promise is broken. For a lender, the risk of default does not end with assessing whether a borrower will repay. It also lies in what follows: how easily a claim can be established, how quickly records can be produced, how...

The new anti-paper leak law rightly raises the cost of organised examination fraud, but protecting merit will need stronger institutions and better governance. Nearly two million students were forced to retake the National Eligibility-cum-Entrance Test (NEET-UG) in 2026 after the examination was cancelled over an alleged paper leak. The disruption extended well beyond delayed admissions. Weeks of nationwide protests, the resignation of the Union Education Minister, the constitution of a...

India’s emergency response system has entered a decisive phase. In May 2026, the Supreme Court directed every State and Union Territory to integrate multiple emergency helplines into 112 within three months, while recognising trauma care as an integral part of the right to life under Article 21. At one level, the judgment appears administrative; it asks governments to consolidate numbers such as 100, 101, 102, 108, 1033 and 1091 into a single platform. But its larger significance lies...