Sayli Gadakh

A strong national balance sheet ultimately strengthens household balance sheets. On budget mornings, millions of middle-class families across India do the same mental math: Will income tax fall? Will daily life become cheaper? Can we save more this year? The Union Budget is often reduced to these immediate questions. But if we step back and read Budget 2026 the way a chartered accountant reads a balance sheet, a deeper story emerges—one about the country’s financial strength, future earning...

Long-term financial security comes from how households plan, spend, save, and invest year after year. For most middle-class families, the Union Budget is more than just a policy document. It is a moment of hope — hope for lower taxes, higher deductions, or some relief that makes monthly finances a little easier. Budget 2026, however, has left many with a familiar feeling. There is no major income tax relief, and for many salaried households, the immediate impact is limited. While this may be...

The budget places greater emphasis on long-term growth, structural reforms, and financial discipline rather than short-term relief. The Union Budget 2026 has been presented at a time when the economy is showing steady growth yet continues to face persistent challenges such as inflationary pressures, unemployment concerns, and uncertainty in the global economic environment. Against this backdrop, the budget places greater emphasis on long-term growth, structural reforms, and financial...