top of page

By:

Kaustubh Kale

10 September 2024 at 6:07:15 pm

Akshay Tritiya and Gold

As Akshay Tritiya arrives, gold once again takes centre stage in Indian households. For generations, buying gold on this auspicious day has been considered a symbol of prosperity, purity, and good fortune. It is not just a purchase. It is an emotion, a blessing, and a tradition passed from one generation to another. But beyond tradition, gold also carries an important financial lesson. Gold is not just jewellery. It is an asset. Gold During Uncertain Times Over the years, gold has proved its...

Akshay Tritiya and Gold

As Akshay Tritiya arrives, gold once again takes centre stage in Indian households. For generations, buying gold on this auspicious day has been considered a symbol of prosperity, purity, and good fortune. It is not just a purchase. It is an emotion, a blessing, and a tradition passed from one generation to another. But beyond tradition, gold also carries an important financial lesson. Gold is not just jewellery. It is an asset. Gold During Uncertain Times Over the years, gold has proved its worth not only during festivals, but also during uncertain times. Whenever the world faces wars, inflation, currency weakness, economic slowdown, or financial panic, investors across the globe look at gold as a safe haven. This is because gold has a unique quality. It is trusted across countries, cultures, and generations. It does not depend on the promise of one government, one company, or one currency. Why Gold Holds Value Unlike paper currency, gold cannot be printed endlessly. Unlike businesses, it does not depend on profits or management quality. Unlike real estate, it is globally accepted and easily valued. This is why gold continues to remain one of the oldest and most respected stores of value. It has survived centuries of change, economic cycles, wars, and financial crises. The Right Role in Your Portfolio That said, gold should not be treated as a shortcut to wealth creation. Equities and equity mutual funds still remain essential for long-term growth. Gold plays a different role. It brings balance, stability, and protection to your portfolio. When equity markets are volatile or global uncertainty rises, gold often provides comfort. A sensible allocation of around 10-20% to gold can help reduce overall portfolio risk.  So basically, while stocks and equity mutual funds play the lead role in your long-term financial goals, gold plays the supporting but essential role. Physical Gold Has Limitations However, the way you invest in gold matters. Buying physical gold during festivals may feel emotionally satisfying, but it comes with practical challenges. There are making charges, purity concerns, storage issues, risk of theft, and liquidity problems. A necklace may be beautiful, but you cannot easily sell only a small portion of it when you need money. Also, when gold is bought as jewellery, the investor often forgets to calculate the actual return after making charges and deductions. Smarter Ways to Invest This is where Gold Mutual Funds and Gold ETFs become useful. They allow you to invest in gold without worrying about lockers, purity, theft, or storage. You can invest flexible amounts, start SIPs, track value easily, and redeem conveniently when required. For investors who want gold as part of their financial plan, these options are far more practical than buying jewellery purely as an investment. Tradition with Financial Clarity Akshay Tritiya is a beautiful reminder that wealth should be built with faith, patience, and clarity. Buying gold is auspicious, but buying it in the right form is financially wise. This Akshay Tritiya, celebrate tradition - but also upgrade your financial thinking. Because true prosperity is not just about owning gold. It is about owning it smartly. (The writer is a Chartered Accountant and CFA (USA). Financial Advisor. Views personal. He could be reached on 9833133605.)

A Series On Marital Rape

Sadly, marital rape is not a punishable crime in India. More than half of the world’s countries do not criminalise sexual assault in marriage, including OECD countries like the Czech Republic and Japan. But is marriage the right solution even at a suggestive stage in countries like India  where domestic violence on wives by husbands is very high? Many such violent acts are directly linked to violent rape never mind whether the wife is willing or not, whether the wife is battered as a result of the act or not.

 

Within this ambience where socially sanctioned “virginity tests” are practiced on young brides following the nuptial night, a series like Chiraiya comes like a tight slap on the faces of a predominantly patriarchal society of OTT producers, writers, directors and actors on the one hand and  the audience on the other.

 

But it is a promise made by the male director Sashant Shah who backs out of his own promise halfway through the film. Sadly, the film is focused on Kamlesh (Divya Dutta), the elder daughter-in-law of a conventional joint family who lives with her erudite father-in-law Sukumar Bhramar (Sanjay Mishra), husband (Faisal Rashid), mother-in-law, brother-in-law Arun (Siddharth Shaw) and a confused daughter. The family also has Bhramar’s old mother who does not speak, her long sermon reserved for a long lecture towards the climax. Sadly, because it is Pooja, the brand new second bahu of the family who steps in the family as Arun’s new bride.

 

Marriage Rituals

In a country like India, marital rape is directly connected among Hindu marriage rituals where girls are conditioned to and have internalised the very practice as initiation into the loss of virginity sanctioned by marriage solely by the husband. Thus, young brides actually look forward to the suhaag raat following the wedding as their loss of virginity is through the very men they are married to. Words like “consent” do not exist in the marital dictionary of most Indian girls. Strange that It never occurs to society to question the virginity of the bridegroom.

 

Chiraiya weaves a very melodramatic series in six parts in which Pooja, the brand new second daughter-in-law, expresses vehement anger when her brand new husband Arun, rapes her brutally on the wedding night. She feels insulted, humiliated and brutalized because her husband forced himself on her without her consent. When she complains to Kamlesh, the elder daughter-in-law is stunned and retorts that this is the wife’s dharma and no one questions this within a marriage! Pooja remains adamant. The rape continues for six days when the couple go on a honeymoon till on the final day, Pooja slits herself with a blade and is hospitalized. No one backs her but looking at the damage done to her, Kamlesh slowly realizes the cause of Pooja’s hurt.

 

Another Story

After this very courageous opening, the series wanders away to tell another story of the two sisters-in-law forced to walk out of the family home as they are protesting against an accepted “custom” and bringing scandal to the entire family. But there is no law against marital rape so Kamlesh’s  uncle (Tinnu Anand) who is an attorney and lives in Benaras, tries to help them out through a trumped up dowry charge. But the ever faithful Kamlesh gives the game away and her in-laws free themselves through anticipatory bail. Unable to fight anymore without much backing, the two women return to the home that cast them out and the film closes with an apology by the husband, Arun! The mute grand lady suddenly opens her mouth to deliver a long speech against the conditioning of women by patriarchy though what Pooja does with her marriage remains unexplained.

 

What does real damage to this six-part web series is that it does not carry its courage to a triumphant solution to the issue of marital rape. The series is set somewhere in Rajasthan. Is this because this state is nationally known as a strong upholder of patriarchy? Or, does Rajasthan become a ‘target’ which might change its patriarchal views through this series? Or, rather, its visual beauty?

 

Positive Message

The series is painted in loud, vibrant colours. Though this does nothing to send a positive message against marital rape, it underlines the coarseness in marital rape by cinematographing the rape scenes in too loud strokes. Subtlety and restraint are qualities the makers either do not believe in or do not understand which gives the entire series take on a much more glamorous look than called for. What really raises the film in terms of quality lies in the sterling performances of Divya Dutta as Kamlesh with her confusion, her vulnerability and her strict conviction about a woman’s duties towards the husband, Sarita Joshi as the grandmother-in-law who finally opens her mouth and Tinnu Anand in a wonderful cameo.

 

Chiraiya, which means pigeon, is not the right title because it implies, perhaps, the pigeon’s freedom to fly, as, when, where and why which Kamlesh, Pooja and the other women in the story lack. But the producer-director and entire team deserve a soft pat on the back for thinking out of the box while remaining firmly ensconced inside it.

 

(The writer is a noted film scholar. Views personal.)

Comments


bottom of page