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By:

Kaustubh Kale

10 September 2024 at 11:37:15 pm

Duss (10) Suron Ki Sunoge, Toh Sahi Kaise Chunoge?”

Dussehra may have passed a few days ago, but its lessons remain relevant throughout the year. The festival celebrates Lord Ram’s triumph over Ravana, who is famously depicted with ten heads. In the world of personal finance, these “ten heads” can symbolize the overwhelming number of opinions and advice people receive when managing their money. If you listen to every voice and follow every trend, you will struggle to identify the right path for yourself. Learn Personal Finance: Knowledge is...

Duss (10) Suron Ki Sunoge, Toh Sahi Kaise Chunoge?”

Dussehra may have passed a few days ago, but its lessons remain relevant throughout the year. The festival celebrates Lord Ram’s triumph over Ravana, who is famously depicted with ten heads. In the world of personal finance, these “ten heads” can symbolize the overwhelming number of opinions and advice people receive when managing their money. If you listen to every voice and follow every trend, you will struggle to identify the right path for yourself. Learn Personal Finance: Knowledge is Power In today’s fast-paced world, financial advice is everywhere - friends, family, colleagues, social media influencers, and unsolicited internet tips. Not all of it will be relevant to your unique financial situation. To navigate through the noise, it is important to take control of your financial education. Start by understanding key financial concepts like risk, return, liquidity, and time horizon for different investment products. Risk refers to the potential loss you might face with an investment. Return is the profit you can expect to earn. Liquidity indicates how easily an asset can be converted into cash. Time horizon is how long you plan to invest before needing to access the funds. Learning these basics will help you evaluate which products actually suit your goals and needs. By educating yourself, you will develop a critical eye that helps you distinguish between helpful advice and distracting noise. Whenever you analyse any instrument, all four criteria (risk, return, liquidity, time horizon) must be considered together and aligned with your financial goals - such as children’s education, marriage, buying a home, vacations, cars, or retirement. Having a foundational understanding of these concepts ensures that you do not fall prey to quick-fix schemes or misleading suggestions that often sound attractive in the short run but prove damaging over the long term. Have a Financial Advisor: Like a Family Doctor for Your Finances As you educate yourself, you will eventually realise that managing your finances can be challenging. This is where having a reliable financial advisor, much like a trusted family doctor, plays a crucial role. Wealth creation is a marathon, not a sprint. While basic financial knowledge helps you understand the dos and don'ts, a financial advisor handholds you throughout the journey, guiding you towards your financial destination. A financial advisor tailors their guidance based on your unique profile - your income, savings, risk tolerance, and future financial goals. A good advisor helps you stay focused on long-term objectives while steering you away from emotional or impulsive decisions. Hence, it is important to have a well-qualified, full-time financial advisor. The Dussehra Reminder The message remains: do not listen to ten heads. Choose wisely, stay informed, and have a trusted financial guide by your side. After all, it takes years of education, experience, expertise, and wisdom to write a prescription - so do not self-medicate when it comes to your wealth! (The writer is a Chartered Accountant and CFA (USA). Financial Advisor. Views personal. He could be reached on 9833133605.)

Doctor-couple celebrates an ‘all-religious wedding’

Quaid Najmi
Jan 20, 2025
3 min read
all-religious wedding

Mumbai: Aiming to erase social-religious barriers, a young doctor-couple solemnized their auspicious wedding with a bonanza of blessings from multi-religious preachers, a sprinkling of IAS officers, judges, activists and orphans, setting a unique trend.


Billed as the first-of-its-kind in Maharashtra, the wedding of Dr. Maitreya Vaishali Patil, 29, (Anesthesiologist of Pen) with Dr. Aditya Nitin Mapara, 30, (Orthopedic from Mahad), has become the talk of not only Raigad but the entire state social-political spectrum.


The brainchild of the veteran Gandhian social activist Dr. Vaishali Patil and executed by her younger daughter Gargi Patil, the January 12 wedding marked the attendance of many dignitaries and bigwigs from all over the state.


They included: retired Bombay High Court judge Justice B. G. Kolse-Patil, IAS officers like Maharashtra Public Services Commission Acting Chairman Dr. Dilip Pandharpatte, Maharashtra State Human Rights Commission Secretary Nitin Patil, SHRC Registrar Judge Dr. Swarupa Dholam, President & Chancellor of Pravara Medical Trust (Deemed University) Dr. Rajendra Vikhe-Patil, besides others.


Ahead of the nuptials, the excited young couple had a brief civil marriage function and then went on for a small in-family celebration of the traditional wedding like ‘haldi’ ceremony, the ‘saat pheras’ before a ‘pandit’, et al, she added.


“The highlight was the public reception at Seesam in Pen town where the villagers and VIPs rubbed shoulders, the couple was blessed by the commoners and celebs, general merry-making and enjoyment for all,” Dr. Patil told TPV.


Discarding the practice of hiring pricey professionals/filmstars, the Maitreya-Aditya bash saw a group of orphans and tribal kids of the Ankur Trust Ashram and Child Haven Ashram presenting vibrant, colourful and rocking dance performances, winning the hearts of the invitees.


Then the kids showered flowers-petals to accord a royal welcome to the bride and groom as the gathering comprising many medicos, activists, politicians, tribals, farmers and others stood up to cheer, clap and pour their blessings to the new couple, under a chilly and starry sky.


The newly-weds also added a dash of sparkle by shaking a leg at the popular Bollywood number, “Kesariya Tera..”, evoking a thunderous standing round of applause while the kids set off noise-free fireworks.


This was followed by the spotlight event – representatives of different religions solemnly praying for the good fortune to the couple in their traditional religious styles and languages.


They comprised: Hindu Pandit Brahmesh Dharmadhikar (Vedic), Buddhist monks Bhante Aryaprajna Shakya and Bhante Ashwamedh of Navi Mumbai Vipassana Centre (in Pali language); Muslim cleric Maulana Ansar Sultani (in Urdu), Head of Raigad Deanery Fr. Rudolph Andrades SFX (in English), as the mesmerized gathering watched in pindrop silence.


In their brief remarks, the holy representatives expressed their pleasure at participating in such a rare wedding, while the Maulana stressed the need for such innovative marriages across society.


Later, Kolse-Patil, Pandharpatte, Dholam, Patil, Vikhe-Patil and others administered a courtly ‘Oath of gender equality, religious harmony and mutual partnership’ to the couple with the guests as witnesses.


The couple also broke ground by donating all the wedding gifts received in cash or kind to the Ashrams for their welfare activities.


Dr. Patil explained that she hailed from a family teeming with mixed-marriages - both inter-caste or inter-religious alliances - including her own with a Tamilian Christian Raj Anthony.


“The marriage of Maitreya-Aditya seeks to stress on the need for social, caste, or communal harmony, and unity of the minds in the current times where the democratic space is shrinking rapidly,” averred Dr. Patil.

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