A child who understands money, personal boundaries, and responsibility is better prepared for the challenges of adulthood. For decades, education has been measured primarily by marks, grades, and academic excellence. While these continue to remain important indicators of academic achievement, they are no longer enough on their own to prepare children for the realities and challenges of everyday life. Today's world demands much more than just textbook knowledge or examination

Most people have heard of the Y2K problem. But recently, I found myself thinking about a different problem altogether. I call it the W2K problem. W2K stands for a surprisingly simple but unsettling idea: the average person may have only around 1800 to 2000 truly productive working weeks in an entire career. At first, the number sounds absurdly small. But the arithmetic is straightforward. A person who begins serious professional work around the age of twenty-five and retire