While GST relief for individual insurance is welcome, but taxing group insurance at 18 percent weakens India’s largest vehicle for mass social protection. In a landmark reform, the Indian government abolished the Goods and Services Tax (GST) on individual life and health insurance, advancing its ambition of “Insurance for All by 2047.” By removing the 18 percent tax burden on retail policies, the state lowered the cost of financial protection for millions of households confro