The government’s decision to create a legal framework for levying charges on UPI transactions has understandably triggered concern, even though it insists that ordinary users and small merchants will continue to enjoy free payments. The proposed amendment does not impose a fee on UPI today. But it removes the statutory barrier to one being imposed in the future, making the government’s reassurance less than the final word. The government argues that this is a measure for UPI’

From UPI payments to credit cards and loans, recent financial changes are making everyday transactions safer, faster and easier to manage. India’s financial system is changing quickly, especially with the growth of digital payments and stricter banking rules. Recent updates in UPI payments, credit cards and loans are designed to make transactions safer, more transparent and easier for everyone. From paying a grocery bill to applying for a home loan, these changes are beginnin