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By:

Kaustubh Kale

10 September 2024 at 6:07:15 pm

Significance of Adhik Month

As Adhik Maas comes to a close, it is the right time to reflect on the deeper meaning of this sacred month. Adhik Maas, also known as Purushottam Maas, is dedicated to Lord Vishnu and is considered one of the most auspicious periods in the Hindu calendar. It is a month associated with prayer, discipline, reflection, charity and positive action. Why Adhik Maas Is Added Adhik Maas occurs roughly once every three years. The traditional Hindu calendar is lunisolar, which means it follows lunar...

Significance of Adhik Month

As Adhik Maas comes to a close, it is the right time to reflect on the deeper meaning of this sacred month. Adhik Maas, also known as Purushottam Maas, is dedicated to Lord Vishnu and is considered one of the most auspicious periods in the Hindu calendar. It is a month associated with prayer, discipline, reflection, charity and positive action. Why Adhik Maas Is Added Adhik Maas occurs roughly once every three years. The traditional Hindu calendar is lunisolar, which means it follows lunar months while also staying connected with the solar year and the seasons. Since the lunar year is shorter than the solar year, a difference gradually develops between the two. To bring the calendar back into balance, an extra month is added after almost every three years to synchronise the lunar and solar cycles. In simple words, Adhik Maas is a month of adjustment, alignment and correction. A Lesson for Our Own Lives This idea has a beautiful message for our own lives. Just as the calendar needs realignment, our life also needs regular realignment. Our habits, priorities, relationships, health, career and finances cannot be left unattended forever. From time to time, we must pause and ask ourselves whether our actions are matching our goals. Realignment in Investments The same principle applies to investments. Many people begin investing with good intentions, but after that, they do not review their investments and financial goals regularly. A SIP may be started, but it may not be increased for years. Lumpsum investments may be delayed even when money is lying idle in the bank. Financial goals may change, income may increase, responsibilities may increase, but the investment plan remains the same. Increase SIPs and Do Something Extra For long-term goals beyond three years, money should be invested in growth-oriented assets such as stocks, equity mutual funds, hybrid mutual funds and gold. If your income has increased in the last one year, your SIP should also increase. Ideally, one should try to invest at least 30% of monthly income through SIPs. This sacred month also teaches us the importance of doing something extra. In investments, that extra effort can be in the form of lumpsum investing. Whenever you receive additional money such as bonus, incentive, business profit, gift or surplus cash, it should be put to productive use. Correction Is Necessary for Growth Adhik Maas reminds us that correction is not a negative thing. In fact, correction is necessary for growth. The market also corrects to adjust itself and build a stronger foundation for newer highs in the future. That is why markets remain volatile and uncertain in the short term, but over the long term, they reward patience, discipline and consistency. Questions to Ask Before Adhik Maas Ends The end of Adhik Maas should not be seen only as the end of a religious period. It should be seen as an opportunity to take stock of life and money. Are your SIPs aligned with your current income? Have you invested your surplus cash? Are your investments sufficient for your future goals? Are you taking action, or only waiting? Reflection Must Become Action As Adhik Maas ends on 15 June, let us carry its message forward. Realign where needed. Correct what has been ignored. Add the extra effort required. A sacred month becomes truly meaningful when reflection turns into action. (The author is a Chartered Accountant and CFA (USA). Financial Advisor. Views personal. He could be reached on 9833133605.)

Missing Link on Mumbai–Pune Expressway: A Critical Infrastructure Push

Mumbai: The over 30-plus hour traffic jam on the Mumbai–Pune Expressway on Wednesday and Thursday, has once again underscored the urgent need for the long-pending “Missing Link” project — a strategic intervention aimed at eliminating chronic congestion, particularly along the vulnerable Khandala-Lonavala ghat stretch. The unprecedented disruption, triggered by an overturned gas tanker near the Adoshi tunnel, left thousands stranded for over a day and exposed deep structural bottlenecks in Maharashtra’s most vital intercity corridor.


Chaos That Exposed Infrastructure Gaps

The crisis illustrated how a single accident can paralyse the entire expressway for hours — or even days. Commuters reported limited emergency support, slow vehicle movement and widespread frustration as the traffic jam extended beyond 30 hours.


Experts and transport planners argue that the existing ghat section remains highly vulnerable due to steep gradients, merging traffic streams and limited bypass options. Consequently, when accidents occur, there are few alternative alignments to divert vehicles, leading to cascading traffic failure across the corridor.


Why the Missing Link Is a Structural Solution

The 13-km-plus Missing Link project, being implemented by the Maharashtra State Road Development Corporation (MSRDC), is designed precisely to address such systemic weaknesses. By bypassing accident-prone curves and congested mountain stretches, the project aims to reduce travel distance by about 6 km and save roughly 20–30 minutes under normal conditions — with even greater gains during peak congestion.


The new alignment includes two major tunnels, cable-stayed bridges and modern viaducts engineered to allow smoother traffic flow while minimising landslide risks and bottlenecks.


Urban mobility experts note that had the Missing Link been operational, a significant portion of traffic could have been diverted away from the accident site, potentially reducing the scale and duration of the recent gridlock.


Current Project Status and Completion Outlook

After multiple delays due to engineering challenges, weather conditions and complex terrain, MSRDC has pushed the completion target to early 2026, with tunnelling work largely finished and bridge construction nearing completion.


Authorities have repeatedly emphasised that the project is nearing completion, with overall progress crossing the mid-90% mark in recent updates.


Rajesh Patil, Joint Managing Director, Maharashtra State Road Development Corporation (MSRDC) said, " We will complete the project by April 2026 end. We have completed 97% of the project and only 3% of the work remains.”


Strategic Implications for Mobility and Safety

Once operational, the Missing Link is expected to significantly reduce congestion in the ghat section — historically the weakest link in the Mumbai–Pune transport ecosystem. The project will not only improve travel reliability but also enhance road safety by eliminating dangerous hairpin bends and steep inclines that contribute to accidents and frequent traffic standstills.


In broader economic terms, smoother intercity mobility is crucial for logistics efficiency, tourism flows and industrial connectivity between Maharashtra’s two largest economic hubs.


The traffic nightmare has reinforced a long-standing truth: Maharashtra’s busiest expressway cannot rely on legacy infrastructure alone. The Missing Link project is no longer just a capacity upgrade — it is an operational necessity to ensure resilience against accidents, disasters and surging traffic demand.


With completion now targeted for April 2026, its timely commissioning will be critical in restoring commuter confidence, reducing systemic vulnerability and future-proofing one of India’s most strategically important highways.

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