As the holiday season draws to a close and the new year approaches, many of us are reflecting on the year gone by and planning for the year ahead. It is a time filled with joy, celebration, and thoughtful giving. But have you ever wondered why we need to escape from work to truly enjoy ourselves? Why can’t every day feel like a holiday season? Well, it can. The secret lies in gifting your future self through investing. One gift that keeps on giving, whether you are celebrating, partying, traveling, or simply relaxing, is the power of money working for you. The beauty of investing is that, even during the holiday season, your investments can continue growing quietly in the background, ready to deliver rewards in the future. As we welcome the new year, it is the perfect time to think about how to make your money work harder for you in 2026. Strategic investing allows your wealth to grow even while you take time off. The key, of course, is to invest sufficiently and wisely, ensuring that your money compounds while you enjoy life’s festivities. Investing is a habit Investing isn’t just for the ultra-wealthy or financial experts. It is for anyone who wants to build a secure financial future. Saving and investing are habits. Start small if you need to, but start. Be consistent, invest sufficiently and frequently, and stay invested. More importantly, make sure your investments align with your financial goals, are invested in inflation-beating assets and always make informed decisions. Twenty years is enough The ultimate goal? Achieve financial freedom in two decades of investing. For those first 20 years, you will look forward to holiday seasons as a time to relax, celebrate, and rejuvenate. But after 20 years of smart, consistent investing, your whole year should become your holiday season. Take Action Now As the new year approaches, it is a great time to reassess your financial plans and set new goals. Whether you are just starting or looking to refine your portfolio, now is the perfect time to position your money for growth in 2026. Consider it a gift to your future self - a way to ensure long-term success. So, as you celebrate the season and look ahead to new beginnings, remember: with smart investing, your holiday season does not have to be limited to just a few weeks. Here’s to a year of financial growth and endless possibilities! (The author is a Chartered Accountant and CFA (USA). Financial Advisor. Views personal. He could be reached on 9833133605.)
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