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By:

Kaustubh Kale

10 September 2024 at 6:07:15 pm

The Financial Magic of 8/8

AI Generated Image If numbers could talk, 8 would speak the language of wealth. When the date doubles into 8/8, it becomes more than another day. It becomes a reminder of financial power, balance and long-term abundance. Yesterday, the calendar read August 8 - 8/8. In astrology and numerology, this date is considered significant. The Lion’s Gate Portal August 8 marks the peak of what is known as the Lion’s Gate Portal - a period believed to carry heightened energy for growth, abundance and...

The Financial Magic of 8/8

AI Generated Image If numbers could talk, 8 would speak the language of wealth. When the date doubles into 8/8, it becomes more than another day. It becomes a reminder of financial power, balance and long-term abundance. Yesterday, the calendar read August 8 - 8/8. In astrology and numerology, this date is considered significant. The Lion’s Gate Portal August 8 marks the peak of what is known as the Lion’s Gate Portal - a period believed to carry heightened energy for growth, abundance and transformation. I am a financial advisor - not an astrologer or numerologist - but I find this date fascinating because of the symbolism attached to the number 8. In numerology, 8 is associated with wealth, power, ambition and balance. It is also linked with discipline, responsibility and karma - the idea that our actions produce results. When the calendar reads 8/8, many believe this energy is doubled. A Financial Checkpoint Whether or not you believe in astrology or numerology, the date can serve as a financial checkpoint - an opportunity to pause, reflect and take steps towards building wealth. I recommend treating 8/8 as a money mirror - a moment to ask yourself: Are my investments aligned with my long-term goals? Is my money working for me, or am I caught in an earn-and-spend cycle? Am I creating lasting wealth, or merely temporary income? Your Mid-Year Money Reset We often make resolutions on January 1. But by August, more than half the year has passed. That makes 8/8 an excellent occasion for a financial reset. Use this weekend for review and action. The intention may begin on a symbolic day, but transformation comes from what you do next. Review your goals and expenses. Make lumpsum investments where appropriate, increase your SIPs, check whether your insurance cover is sufficient and organise your financial documents. Also review your asset allocation. Money meant for long-term goals must be invested in hybrid and equity mutual funds, stocks and gold. Money required for short-term goals should remain in safer options such as bank fixed deposits and recurring deposits. Declutter Your Finances Close unused accounts, cancel unnecessary subscriptions, consolidate scattered investments and ensure that your family knows where financial information is stored. These may seem like small steps, but wealth is rarely created through one dramatic decision. It is built through disciplined actions repeated over many years. The Infinity Connection When the number 8 is turned on its side, it resembles the symbol for infinity - . That is what true investing is about - allowing consistency, patience and compounding to work over long periods. It does not create wealth overnight. Given time, the results can appear magical. Turn Intention Into Action As we move beyond 8/8, do not let the intention remain limited to a date on the calendar. Set a financial intention. Act on it. Review it regularly. Even the largest fortunes begin with focused steps. When your present-day financial actions begin matching your long-term goals, real transformation begins. (The writer is a Chartered Accountant and CFA (USA). Financial Advisor. Views personal. He could be reached on 9833133605.)

The Truth About Ultra-Processed Foods

Updated: Oct 22, 2024

Processed Foods

In today’s health-conscious world, the term “Ultra Processed Foods” (UPFs) frequently surfaces in discussions about diet and nutrition. These foods are often viewed as unhealthy, though opinions vary on their necessity and role in modern lifestyles. Before diving into these debates, let’s first define UPFs. According to the NOVA classification system, developed by Brazilian researchers, UPFs are foods that undergo extensive industrial processing and contain additives like colourants, emulsifiers, and flavour enhancers to improve taste, texture, and shelf life. These processes transform the original ingredients into products that bear little resemblance to their natural form.


Depending on the level of processing, foods are classified into four categories: unprocessed or minimally processed foods, processed ingredients, processed foods, and ultra-processed foods. Each category reflects a different stage in transforming raw ingredients into consumable products.

1. Unprocessed or minimally processed foods include fresh fruits, vegetables, and milk, which have no added ingredients or undergo minimal processing. These are the closest to their natural state.

2. Processed ingredients refer to items such as salt, sugar, and oils, which are not eaten on their own but are added to foods to enhance flavour or shelf life.

3. Processed foods combine unprocessed foods with processed ingredients, such as homemade dishes or pickles. These are typically prepared at home using basic methods.

4. Ultra-processed foods, on the other hand, are factory-made and contain ingredients rarely found in a home kitchen, such as preservatives, emulsifiers, sweeteners, artificial colours, and flavours.


The United Nations (UN) has declared 2016–2025 as the Decade of Action on Nutrition, recognising the growing need to address dietary challenges worldwide. In this context, ultra-processed foods have been highlighted as a global crisis, contributing significantly to the rise of non-communicable diseases, such as obesity, diabetes, and heart disease, which are reaching epidemic levels in many parts of the world. Despite the growing awareness of the health risks associated with ultra-processed foods (UPFs), their production and consumption continue to rise at an alarming rate. This surge is largely due to the appeal of their taste, convenience, extended shelf life, wide availability, and relatively low cost, making them a popular choice for many.


According to the Indian Council of Medical Research (ICMR), UPFs fall into Group C, which includes a wide variety of commercially produced items such as bread, biscuits, mayonnaise, chips, fries, jams, sausages, cakes, breakfast cereals, and refined oils. Other products in this category include artificially flavoured cereals and pulses, mass-produced milk and soft drinks, energy and health drinks, fruit juices, and commercially manufactured ice creams. These foods, despite their widespread consumption, are heavily processed and often contain artificial additives that can have adverse effects on health over time.


To effectively reduce the intake of ultra-processed foods (UPFs), it’s essential to adopt mindful habits that promote healthier eating choices.


Each of these steps can make a significant difference in reducing reliance on processed foods and ensuring a more balanced and nutritious diet.


Despite the harmful effects of ultra-processed foods (UPFs), the global food industry faces significant challenges. A key concern is the reduction of post-harvest losses, which occur when food is wasted after harvesting but before reaching consumers. Additionally, extending the shelf life of raw materials and preserving perishable foods is critical, especially in areas with limited refrigeration and storage access.


There is also a strong push to promote the growth of food processing industries, as they play a vital role in ensuring that food remains available and affordable for a growing global population. While addressing these concerns, it is equally important to strike a balance that prioritises health.


This delicate balance between food security, convenience, and accessibility on one side and health on the other poses a pressing challenge for policymakers, researchers, and the food industry. So, do you have an answer? The time to act is now.


(The author is a food processing expert. Views personal.)

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