Madhukar Mazire

India’s financial system has made remarkable progress in expanding credit access. Yet, there is a quiet crisis unfolding beneath the surface—millions of otherwise responsible borrowers remain locked out of formal credit due to temporary financial distress experienced during extraordinary times. The COVID-19 pandemic, followed by economic disruptions, medical emergencies, and employment instability, pushed many individuals into short-term loan defaults. These were not cases of wilful...

The road widening program taken up by Pune Municipal Corporation is very helpful to ease the traffic problem as a short-term measure. For long term, the following measures are suggested: Educaion, Engineering and Enforcement Children are the drivers of tomorrow, they learn many of their behaviors and attitudes from the adults of today. We regard citizen education as being central to the delivery of our core values, in the changing of habits and behaviors and supporting new initiatives and...

Sweden holds combined municipal, county, and parliamentary elections every four years. Voters can choose to vote for a party, candidate,...