AI Generated Image Every September, we remember our teachers - the ones who shaped our thinking, disciplined our efforts, and instilled in us habits that stayed far beyond the classroom. Teacher’s Day, celebrated on 5th September, is not just about gratitude for academics; it is also a chance to revisit the timeless life lessons that apply to every sphere - including our financial journey. Let us look at four lessons our teachers gave us: 1. Level up as you grow Remember

For most middle-class Indians, Rs 1 crore is a retirement milestone — but it may not be enough Bharat, 35, has a stable job, a growing income and a clear plan for the future. Discussing retirement with a friend, he says, “If I have Rs 1 crore by the time I retire, I’ll be financially secure.” For many middle-class Indians, Rs 1 crore remains a major financial milestone. But Bharath is not retiring today. If he retires at 60, his target is 25 years away, and inflation could si

Financial planning is not just about growing wealth—it is about protecting the people we leave behind. Bharath, a 26-year-old software engineer in Pune, lived with his parents and younger sister. His father, Rajesh, was the family's sole earning member. He managed the household finances, paid the home loan EMI, handled investments, renewed insurance policies, and made every major financial decision. One morning, Rajesh suffered a sudden heart attack and passed away. The famil