As the new financial year 2026-2027 begins, it is the perfect time to reassess your financial goals and make smart decisions to build a strong foundation for the year ahead. The following five strategies can help you take better control of your financial future. Whenever I talk about investments below, I mean a combination of mutual funds, direct stocks, and gold. These are essential for beating inflation and achieving your long-term goals, especially those beyond three years

As we start the new financial year, this is a good time to pause and look at how your monthly income is being used. Let me try and help you rationalise your expenses, EMIs, and savings in a simple and practical manner. If you do not consciously divide your income, it quietly disappears into expenses, EMIs, and lifestyle leakages. The solution is simple: divide your monthly income into three buckets. The three-bucket approach For ease of understanding, think of these as three