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By:

Quaid Najmi

4 January 2025 at 3:26:24 pm

Mumbai local train murder stuns commuters

Mumbai: A routine commute to home on a dark rain-soaked night in a Mumbai local turned into a nightmare when a 22-year-old commuter was allegedly stabbed to death inside a first-class compartment following a heated argument over shutting the train door, late on Tuesday. The victim, identified as Mayank Lohar, 22, worked as a salesman with a private company in Andheri and lived in Virar, nearly 60 km from Churchgate. According to Western Railway (WR) and Government Railway Police (GRP)...

Mumbai local train murder stuns commuters

Mumbai: A routine commute to home on a dark rain-soaked night in a Mumbai local turned into a nightmare when a 22-year-old commuter was allegedly stabbed to death inside a first-class compartment following a heated argument over shutting the train door, late on Tuesday. The victim, identified as Mayank Lohar, 22, worked as a salesman with a private company in Andheri and lived in Virar, nearly 60 km from Churchgate. According to Western Railway (WR) and Government Railway Police (GRP) officials, the shocking incident took place aboard the Churchgate-Nalasopara Fast Local (Train No. 90663), which left Churchgate at 10.05 pm and reached Andheri at 10.42 pm. As the train pulled out of Andheri, heavy rains started lashing the city. Lohar reportedly requested a fellow commuter standing near the doorway to shut the door, as rainwater was blowing into the compartment and inconveniencing those seated inside. The other commuter, wearing a dark shirt and trousers, allegedly refused and it started a heated verbal exchange which quickly escalated into a raging argument as the train raced through Goregaon and Malad. Then, in a horrifying burst of violence, the suspect allegedly pulled out a knife and repeatedly stabbed Lohar in the abdomen and chest as the train zoomed past Kandivali. Stunned Silence The other terrified commuters watched in stunned silence as the attack unfolded and ended within a matter of minutes claiming the young boy. Writhing in pain and bleeding profusely, Lohar collapsed onto the compartment floor as panic gripped the passengers and they scrambled away from the attacker, who reportedly continued to pace about menacingly. Eyewitnesses later said that as the train slowed while entering Borivali station’s Platform No. 6, the suspect calmly jumped off, ran up the staircase and vanished into the wet darkness. When the train halted at Borivali at 11.04 pm, the other commuters immediately alerted railway authorities. WR, GRP and medical personnel rushed to the platform within minutes with emergency equipment, medicos, porters and a stretcher. Lohar was first rushed to the station’s Emergency Medical Room, where a doctor examined him and declared him dead. His body was later shifted to Dr Babasaheb Ambedkar Shatabdi Hospital in Kandivali for post-mortem and other legal formalities. Special Teams The brutal killing sent shockwaves across Mumbai’s suburban rail network. In the morning, Borivali GRP Senior Police Inspector Datta Khuperkar said seven special teams were formed and nearly 400 CCTV camera feeds were scrutinised to trace the suspect. The attacker was captured on multiple surveillance cameras, cool and casual, without a hint of remorse, walking out of Borivali station after the attack. Following an intensive 14-hour manhunt, he was tracked down and arrested at Panvel in Raigad. The Borivali GRP has registered a murder case and launched a detailed investigation. As news of the shocking crime spread amid Wednesday’s torrential rains, commuters expressed outrage and disbelief that a trivial dispute over closing a train door could culminate in such a savage killing. Pall of gloom in Virar Early Wednesday morning, the Lohar family of Virar was devastated on learning about the horrifying killing of their favourite child, Mayank in a train altercation. His parents, three brothers and a sister could barely speak, with his wailing mother demanding “he must be hanged”. Consoling each other, one sister lamented how he was a quiet boy, rarely stepped out of the house without any reason and had his entire life before him that was snuffed out. Venting their ire, they asked “where was the police, why the other commuters didn’t help him” and warned that today it was their son, “next it can be anybody’s son”. The massive dragnet Barely hours after the brutal killing of Mayank Lohar, the Borivali GRP launched one of the biggest manhunts to track and apprehend the suspected killer from Panvel in Raigad district. He was later identified as one Roshan Suvarna, 30, of Mira Road, running a barcode business, informed Borivali GRP Senior Police Inspector Datta Khuperkar. “We formed seven teams with around 10 police personnel supervised by 15 officers. They scanned footage from over 400 CCTVs to trace the regular movements of the accused. The GRP stations of Borivali, Andheri, Mira Road and Nalasopara were involved in the search. We deployed tech-intel to scour his mobile and with help of our network of informers, finally caught him in Panvel,” a weary but victorious Khuperkar told ‘The Perfect Voice’. He added that after completing the legal and medical formalities, he will be produced before a Borivali Court for remand.

Family Finance Diary

Most people work hard to create wealth. They invest in bank deposits, mutual funds, stocks, insurance policies, real estate, gold, bonds and other assets. But one important question is often ignored: does your family know about all this?


This question has become even more important today. Recently, our Prime Minister Narendra Modi highlighted that Indian banks are holding around Rs. 78,000 crore of unclaimed deposits, insurance companies have nearly Rs. 14,000 crore lying unclaimed, mutual fund companies have around Rs. 3,000 crore, and dividends worth around Rs. 9,000 crore are also unclaimed. The government’s “Your Money, Your Right” initiative was launched to help citizens trace and claim such forgotten financial assets.


These numbers tell us something very important. Many families do not lose money because of bad investments. They lose access to money because investments are scattered, undocumented or unknown to the next generation.


Easy to Locate

Personal finance is not only about creating wealth. It is also about ensuring that your family can locate, understand and access that wealth when required.


Every family should maintain one proper financial book. Not just a password-protected file on a laptop. Not just a folder in email. Not just a WhatsApp message. Technology can fail. Phones can get locked. Passwords can be forgotten. Emails can become difficult to search. Excel sheets, links and soft copies can have multiple versions. During difficult times, the family should not be confused about which file is the latest and where to find what.


Hardcopy Book

A simple hardcopy book with proper pages, sections and annexures can become extremely useful. This book should give a bird’s eye view of your complete financial life.


It should mention your bank accounts, fixed deposits, mutual funds, demat accounts, insurance policies, loans, property details, gold holdings, important documents, nominations and advisor contacts. Wherever necessary, annexures can be attached for policy copies, account statements, property papers and other important records.


The idea is to create a clear roadmap for the family. They should know what exists, where it exists and whom to contact.


Liabilities, Nominations

Your family should also know about your liabilities. Home loans, business loans, credit card dues, personal loans or guarantees given should be clearly recorded. Wealth planning is incomplete without liability awareness.


Nominations must also be checked and updated across all investments. Many people assume that old nominations are still correct, but life changes. 


NRI Families

This becomes even more important when children live abroad. Many families today have NRI children who may not know which bank their parents use, where the property documents are kept, who the financial advisor is, or whether any old insurance policy exists.


In such situations, one well-maintained financial book can save the family from confusion, delays and unnecessary stress.


Regular Review

Finally, review this financial book once or twice a year. Updating it is as important as creating it.


A good financial plan should not only grow your money. It should also make sure that your family can find it, claim it and use it. Wealth should not become a mystery after you. It should become security, clarity and peace of mind for the people who matter most.


(The author is Chartered Accountant and CFA (USA). Financial advisor. Vies personal. He could be reached on 9833133605)


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